February 13, 2013
This Valentine’s Day, you and your beloved partner may be focused on date night and romantic gestures while putting your money troubles aside, but debt and financial conflict is one of the biggest causes of relationship breakups. Show true commitment to your partner by sorting your money conflicts, and uniting with common financial goals, before it’s too late. Follow these steps to gain financial harmony in your relationship:
November 28, 2012
What do seniors need to know to be financially literate? This is an excellent question, not just for the financial literacy month of November, but one that the BC Centre for Elder Advocacy and Support and the Canadian Centre on Elder Law tried to answer in their detailed publication entitled Financial Literacy 101.
Debt Management Program versus Bankruptcy – what’s the difference? Which is better? Compare the details, the lifestyle and the result with this infographic.
What is a payday loan?
A payday loan, or payday advance, is a short-term loan of usually 14 days, which you promise to pay back, plus fees, after you receive your next paycheque. The loan is often between 30-50% of the amount of your paycheque.
To qualify for a payday loan, you must provide proof that you have a regular income, a permanent address and a bank account. You will have to sign a loan agreement which states the loan interest, fees, and due date. Most of the time you will need to provide a post-dated cheque for the full loan amount including all fees and interest, or sign a form for a pre-authorized debit of your account on the loan due date.
How much do payday loans cost?
June 5, 2012
Did you know? Debt problems may be caused by using the services of payroll loans aka payday loans.
Many consumers that use the services of a payday loan company have credit problems, no bank account, a poor or bad credit rating, a lower credit score and are financially desperate. Payday loans are not the only, nor are they the best solution for consumers facing debt problems.
If you are experiencing financial problems Solutions™ will help you to solve your payday loan debt problem today!
The ‘Alternative Credit Sector’ grew out of the forest of modern personal finance like a fungus that sucks out the remaining life from weaker and dying species. Many as poverty lenders who specialized in poor people who could not qualify for credit from mainstream banking or financial institutions were labeled by the early agents of the contemporary credit society. Harsh and often unconscionable terms for repayment accompanied these loans, with the most notable condition being usurious interest rates – so high and excessive that the loan recipients were assured to remain poor while having their suffering intensified and extended well into the future.
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