Margaret Johnson

Credit Solutions

A column by Margaret H. Johnson. As featured on MyTelus.com and Shaw: Finance.

Margaret H. Johnson ACE, RQIC, has over 35 years of financial industry experience in both lending and collecting. She is an Accredited Insolvency Counsellor, Registered by Industry Canada.

 

Secured Visa Card E-mail

Thank you for your interest in the Home Trust Secured Credit Card!

You have made a step in the right direction. This credit card is the only Secured VISA card in Canada and it will help you to establish your credit quickly.

Home Trust Secured VISA Credit Card

Applying for the Secured Visa® Credit Card

PLEASE FOLLOW THE STEPS BELOW TO COMPLETE THE APPLICATION PROCESS

    Click Here for Visa Form
  1. FULLY complete this application form. If you don't have Adobe Acrobat Reader PDF software, you can get that here.
  2. Enclose a certified cheque or money order in the amount which you desire as your credit limit payable to HOME TRUST VISA

    For Example: If you would like to receive a credit limit of $1000.00 you then must enclose a certified cheque or money order for $1000.00 together with your application and mail it to HOME TRUST. The credit limit or the amount of your deposit can be as low as $1000.00 and as high as $10,000. Your Security Deposit will be held in an interest -bearing account with interest payable to you on the anniversary of the opening of your account. The current interest paid on deposits is 2%.

  3. Mail the application to:

    Home Trust Company
    145 King Street, West Suite 2300
    Toronto ON M5H 1J8

    Customer Service Department
    Toll Free No. 1.888.281.7793

    Don't forget to include your cheque or money order!
Once your application is approved, you will receive your credit card. You should receive your approval along with your credit card in about 4 - 8 weeks. If your application is declined your deposit will be returned to you.

Your money is safe; you are not sending money to an unknown source. Home Trust Company is a 100% owned subsidiary of Home Capital Group Inc. Home Capital Group is a publicly traded company that is listed on the Toronto Stock Exchange (TSE) under the trading symbol HCG.B.
 
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