Credit Card Debt
About Credit Card Debt
Credit Card Debt is the most common form of unsecured debt in Canada. During the past decade Canadian and US credit card companies have been very successful in targeting low income families as their main client. In an effort to cope with a weaker economy many families tend to pay with a credit card for basic necessities thus adding more to their Credit Card Debt. This makes credit card companies really prosper as the less money you pay them each month, the more interest they receive. And the larger the Credit Card Debt gets the sooner families are not able to make even minimum payments creating a very serious problem.
Credit Counselling
Consumer Alert About Debt Reduction Companies: Beware of "Too Good to Be True" Offers
What Is Credit Counselling
Credit Counselling is the process that combines Credit Education and Debt Relief through Debt Management Programs. Recently, Canadian Credit Counselling has seen an influx of large American Debt Settlement companies. Some "non-profit" Credit Counseling and Debt Consolidation operations have been investigated by American authorities with results that question their desire to help, rather than hinder the consumer.
We believe our Canadian Credit Counsellors are among the best of the best - it's your financial future don't settle for less!
Debt Consolidation
Consumer Alert About Debt Reduction Companies: Beware of "Too Good to Be True" Offers
Our Debt Management Program is not a loan. Our program is a consolidation of your payments into one payment and can be extended to 5 years if required. Get assured Debt Relief with an alternative to Debt Settlement through our Debt Management Program. We will provide you with the best information available. No credit checks are required and your interest payments, late fees and over limit fees will be reduced or even eliminated.
Corporate Services
At Credit Solutions, we provide 100% confidential, unbiased credit counselling based on trust, respect and integrity. Our qualified Credit Education Specialists™ are fully trained, Government licensed, bonded and insured for your protection. We provide customized services to consumers and corporations in Canada.
Secured Visa Card
Thank you for your interest in the Home Trust Secured Credit Card!
You have made a step in the right direction. This credit card is the only Secured VISA card in Canada and it will help you to establish your credit quickly.
