Margaret Johnson

Credit Solutions

A column by Margaret H. Johnson. As featured on MyTelus.com and Shaw: Finance.

Margaret H. Johnson ACE, RQIC, has over 35 years of financial industry experience in both lending and collecting. She is an Accredited Insolvency Counsellor, Registered by Industry Canada.

 

Our Newsletter
Your Money Attitude E-mail

Taking Action

When addressing financial matters, “attitude is everything.” The way that we think and feel about money has a direct link to our attitude towards money. Our parents shape our perception of money; the manner in which our parents saved and spent their money when we were children affects our saving and spending habits.

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Your Financial Health E-mail
Can you afford to live the life you really want?

Ignorance is not bliss when it comes to your money. If you struggle to make ends meet, have trouble saving money, or feel burdened with unwanted debt. It is time to do something about it.

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Registered Education Savings Plans (RESP) E-mail
Registered Education Savings Plans (RESP)
Education Planning Registered education savings plans are not new to Canadians. There have been a number of legislation changes in the past several years that have made the plans more attractive to consumers. With the high cost of post secondary education and the huge burden placed on some students with student loans after they graduate - it is not surprising these plans are becoming very popular.

However, there are also some facts about these plans that you may not know if you get into financial difficulty.

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Money Issues and Relationships E-mail
Money Issues and Relationships
Sharing the Responsibilities

 

In today’s economically driven world, money is becoming an increasingly important issue in human relationships. Relationships are much more complex than a bank statement; however, money is a main source of anxiety for many couples.

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Living paycheque to paycheque? E-mail
Living paycheque to paycheque?
Lost your job – Now what? If you or your spouse lost your jobs how would you live? Do you know?

Do you have a savings plan or like most people are you living paycheque to paycheque?

Who would you pay first – or would you even pay your creditors – what about rewriting your loans is this a good idea – are you sure?

Here is some advice for dealing with your debts until you can get back to work or increase your income.

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