Margaret Johnson

Credit Solutions

A column by Margaret H. Johnson. As featured on MyTelus.com and Shaw: Finance.

Margaret H. Johnson ACE, RQIC, has over 35 years of financial industry experience in both lending and collecting. She is an Accredited Insolvency Counsellor, Registered by Industry Canada.

 

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Vehicle Leasing vs. Loaning E-mail
Vehicle Leasing vs. Loaning

 

Why Lease a Vehicle?

Vehicle leases have become very popular over the last 10 years due to the increased cost of vehicles and the fact that more and more consumers are self-employed - even used cars are being leased.
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The Dentist!! E-mail
Applying for a Loan

When you decide to apply for a loan - make an appointment at your branch - or these days you can apply on line. However, if you are new to the world of credit - I recommend that you go to your branch - then you can ask questions and have them answered to your full satisfaction before signing on the dotted line. The loans officer or your financial services representative (FSR) will complete a loan application form, based on the information you supply and after they have done a credit check your application will be approved or declined.

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The Debt and Credit Management Industry E-mail
The Debt and Credit Management Industry
Who are the “good guys”?

 


Why, when good responsible people are so desperate to repay their debts would someone want to lead them down the wrong path?

Money, that is why.

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Student Loans E-mail
Student Loans
How to invest in yourself

 

Post secondary education is considered an investment in your future, statistics show that those who do attend and graduate from post secondary studies have a definite advantage in the work place. However, not all students have the financial ability to attend post secondary school without financial assistance.
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Oh No! What have I done? E-mail
Oh No! What have I done?
Co-signing a Loan Over the years I have met many people who have co-signed loans, or signed as a guarantor for someone only to regret it later.

Many of these people have told me they would never have done it if they had really known what they were getting into.

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